Insights

TI Q2 25 Recap: From Tariff Turbulence to AI Tailwinds: Navigating 2Q25

Written by Michael O'Brien | Jul 11, 2025 10:45:00 AM

The second quarter delivered a two-act drama: (1) early-April tariff angst that briefly rewarded our defensive posture; followed by (2) a decisive risk-on rotation once the narrative switched towards the One Big Beautiful Bill Act and the Administration’s average tariff rate of ~10 %, well below the market worst-case fears.

We leaned into the turn - raising headline equity weight to 46 % (beta-adjusted ~41 %), but our quality-and-income bias left us -173 bp behind our 40 % S&P 500 / 60 % Bloomberg Gov-Credit Intermediate (“BGCI”) benchmark for the quarter. Year-to-date we trail by -162 bp. The shortfall stems almost entirely from under-ownership of megacap, non-dividend AI bell-weathers (NVDA, AVGO, PLTR) and other long-duration growth winners (AMZN, TSLA). Furthermore, our caution on duration extended beyond equities: we also kept the fixed-income sleeve anchored <3 years, a stance that cushioned us against the back-up in yields but surrendered roughly 80bps of relative performance to the primary benchmark* towards the end of the quarter. With this, we continue to hold the line: core PCE looks sticky at +2.5% and 6-7% budget deficits argue for structurally higher real rates, so the term premium still feels too thin to justify moving out the curve.

Our conviction remains that inflation stays elevated, however, continued fiscal stimulus supports healthy employment, moderately higher rates, and strong AI-spending. As such, our 2Q trades followed a disciplined “short-duration, higher-carry” roadmap: we began the quarter by exiting or trimming private-credit equities and preferreds (ARCC, OWL, ADI, GBDC, PFF, JBBB) and parking proceeds in cash and intermediate Treasuries as tariff risk spiked, however, once average tariffs looked capped near 10 %, we redeployed into structured securities and short high-yield credit, lifting BKLN, SHYG and JPIE while simultaneously selling VGIT/SCHR and trimming IEI to keep portfolio duration short. Later in the quarter, we rotated equity exposure toward catalyst-rich money-center banks (initiating WFC and BAC) as the curve continued to steepen.

Market Landscape and Macro Backdrop

The quarter’s defining feature was a “higher-but-contained” cost-of-capital regime: Treasury yields rose in parallel with sticky inflation and widening budget deficits, yet cross-asset volatility and credit spreads stayed remarkably well-behaved.

  • Growth & labor. Real-time activity held up, but the labor market is easing at the margin: continuing jobless claims climbed to 96M, the highest since late-’21, signaling a slower, but still positive, jobs engine.
  • Core PCE printed 2.7% YoY in May- well above the Fed’s target and essentially unchanged from the prior two-quarters’ average, underscoring why policymakers remain reluctant to cut.
  • Fiscal stance. The federal deficit ran at -6.7 % of GDP as of May; with the “One Big Beautiful Bill” (OBBBA) now law, the market expects only a modest revenue offset from ~10 % average tariffs, leaving supply pressure squarely on the long end of the curve.
  • The curve bear-steepened: the 10-yr yield finished the quarter at 4.4 % (+35 bp Q/Q) while the 30-yr touched 4.9%; the 2-yr held near 3.9%, widening the 2s-10s spread by 22 bp.
  • Volatility & liquidity. Despite the back-up in yields, the MOVE index drifted into the high 80s, the VIX stayed sub-17, and HY spreads compressed to 7% - all pointing to ample global liquidity.
  • Leadership narrowed further around large-cap AI beneficiaries; the S&P 500’s YTD gain rests on fewer than 10 stocks, lifting forward multiples to +20×.
  • FX & commodities. The US Dollar firmed to the high-97s on favorable growth differentials; energy and copper rallied on AI-driven power demand and China stimulus chatter.

Therefore, with inflation sticky, deficits persistent and the term premium still rebuilding, rates are likely to stay “higher for longer,” even as abundant liquidity and the softer-than-feared tariff profile continue to support risk assets, albeit with a market breadth that remains unusually narrow and valuation-dependent.

Market Tailwinds During 2Q25

  • Fiscal Stimulus via One Big Beautiful Bill.
  • Inflation: Core PCE at 2.7% (Decelerating from Jan.).
  • Falling Energy Prices (<$70 per Barrell).
  • Narrowing Credit Spreads (<3% HY).
  • Cooling Trade Tensions (Especially with China).
  • AI-Spend Remains Robust.

Market Headwinds During 2Q25

  • Extended Valuations (SPX trading +22x NTM EPS).
  • Trash Spreads (i.e., CCC & Lower) Remain Elevated at ~3.85%.
  • Rising US Continuing Claims (highest since 2021).
  • S. Fiscal Stance Remains Unsustainable.

Tactical Income Strategy 2Q25 Review

At quarter-end, we increased our overall equity exposure to 46% from 43%, while diversifying our fixed income exposure into senior bank loans, asset backed securities, and high-yield credit. Cash levels declined modestly to 1.8%. These moves reflect a deliberate increase in smart-beta portfolio risk based on our view that declining trade uncertainty, robust AI-spending, and continued fiscal stimulus mixed with unsustainable budget deficits and sticky inflation could favor cash-generative equities and short-duration, high-carry credit over long-duration government paper.

The following specific asset adjustments were made to the portfolio during the quarter.

Fixed Income

Within the Fixed Income side of the portfolio, we began the quarter in capital-preservation mode, liquidating or trimming higher-beta credit (PFF, JBBB) and parking a temporary sleeve in intermediate Treasuries (VGIT) while tariff uncertainty peaked. As the One Big Beautiful Bill proposals came out, negotiations converged on a manageable ~10 % average tariff and credit spreads re-tightened, we redeployed that duration into short-maturity, high-carry instruments:

  • Senior bank loans (BKLN) and short-HY bonds (SHYG) rose to a combined 6% weight, offering 7–9 % floating yields with <3 yrs duration.
  • We built a 4% position in JPIE, a multi-sector IG/HY securitized sleeve, to diversify collateral and keep effective duration below three years while adding ~6 % carry.
  • Agency MBS (MBB, MTBA) was cut by roughly one-third, and we sold VGIT / SCHR outright to reduce duration in favor of spread assets.

Later in the quarter, with the curve bear-steepening, we trimmed IEI twice (now 2.7%) to prevent unintended duration creep and used part of the proceeds to re-establish a small 1% sleeve in preferreds (PFF) - lifting portfolio yield ~10 bp without meaningfully extending interest-rate risk. Net of all moves, the fixed-income book now carries an indicated yield of ~5%, an average duration of ~2.9 years (vs. 4.1 yrs for the primary benchmark), and a bias toward floating-rate structures that should benefit if sticky-services inflation keeps the Fed on hold.

Equities

Our equity moves followed the same three-step cadence that guided the broader portfolio, lifting gross equity weight from 43% to 46%.

  1. Tariff-Driven De-Risking (early April):
    We reduced or sold the remainder of our alternative asset manager exposure ARCC, GBDC, OWL, along with ADI, and trimmed WMT, recycling proceeds to cash and Treasuries. The goal was to shed names most exposed to a potential credit squeeze or tariffs.
  2. Quality Income & Geographic Diversification (late April into May):
    As the OBBBA headlines coalesced and consensus built around ~10 % tariffs, we redeployed into cash-generative franchises with clearer catalysts: initiated BlackRock (BLK) on a private-markets / fixed income AUM-growth story, swapped fully out of WMT into Unilever (UL), and added to VGK for Europe’s re-industrialization tailwind; we funded these by trimming valuation-rich holdings such as LLY and RSG.
  3. Secular Growth & Curve-Steepening Rotation (late May into June).
    We topped up Alphabet (GOOGL) after cloud-margin and AI-growth upside, increased Williams Cos. (WMB) for its pipe-line and AI-tailwind growth, and continued to build dividend-supported AI enablers -IBM, ORCL, CSCO- while expanding option-income sleeves (JEPI/JEPQ).
    Simultaneously, we pivoted into rate-sensitive financials—opening starter stakes in Wells Fargo (WFC) and Bank of America (BAC) and exited Coca-Cola (KO) as GLP-1 adoption and waning pricing power skewed its risk-reward. We also lifted AMLP for mid-stream yield given that oil prices stabilized.

By quarter end, our equity sleeve now leans towards cash-returning AI infrastructure, catalyst-rich banks, inflation-resilient energy mid-stream, and a renewed exposure to a private-credit manager (OWL), all funded from lower conviction or tariff-sensitive positions.

Performance

Following a solid start to the year, the Hilton Tactical Income Strategy faced a markedly narrower, “AI-winner-takes-all” tape in the second quarter. While the portfolio gained in absolute terms, it lagged both of its benchmarks. The key drag came from our quality-income bias in equities, specifically the portfolio’s under-weight to a handful of megacap, non-dividend names (NVDA, AVGO, PLTR, AMZN, TSLA) that dominated index returns in 2Q. Previously favored “tariff winners” such as MCD and TSCO also reversed as policy uncertainty faded, and speculative growth leadership re-asserted itself. On the fixed income side, our deliberate sub-3-year duration posture protected capital as rates rose but forfeited gains when rates fell towards the quarter end. Year to date the strategy generated a gross return of 3.47% / net return of 3.21% compared to 5.09% for the primary benchmark and 7.01% for the Morningstar Moderately Conservative benchmark.

Hilton Tactical Income vs. Primary Benchmark for Q2 2025

Composite: +3.63% vs. Benchmark: +5.36%
Underperformance Driven by megacap-AI concentration and foregone long-duration bond carry.

As the following chart illustrates, the strategy kept pace through April but trailed from mid-May onward, when just six AI-centric names accounted for nearly 70% of the S&P 500’s quarterly gain. Our beta-adjusted equity weight rose to ~41% (gross 46 %), yet our focus on dividend support meant we owned none of the index’s runaway leaders, costing a combined 82bp. Meanwhile, the benchmark’s 60% allocation to intermediate, with holdings in long-dated Treasuries, captured an additional 60 bp of price return as the curve bull-steepened into quarter-end.

Hilton Tactical Income vs. Secondary Benchmark for Q2 2025

Composite: +3.63% vs. Benchmark: +4.95%
Underperformance driven by benchmark’s significantly higher international-equity weight and longer-duration fixed-income tilt.

The Morningstar Moderately Conservative Index benefited from its larger non-U.S. equity stake, where European cyclicals rallied on fiscal-stimulus hopes and from a 4+ year aggregate bond duration that out-earned our short-bond sleeve. Even so, our portfolio’s indicated yield of nearly ~4.75% and disciplined risk budget leaves us confident in forward risk-adjusted return potential, particularly as AI capital spending broadens beyond a narrow cohort and as steeper curves reward our floating-rate and short-HY credit positioning moving into 3Q.

  • Average Asset Allocation during 2Q25: 3.6% Cash, 43.2% Equity, 53.2% Fixed Income.
  • Yield on the portfolio as of 6/30/2025 was 4.5%.
  • 2Q underperformance was primarily a result of the strategy’s underweight in positions of non-dividend mega-cap AI-centric names. The strategy’s fixed income portfolio modestly trailed the bench due to TI’s shorter duration exposure.
  • The equity sector contribution to return was +2.91% which was 140bp behind the benchmark*. Notable detractors were from our underweight/ non-ownership positions in information technology and consumer discretionary.
  • International equities, healthcare, and energy were notable areas of outperformance, while information technology, consumer discretionary, and communication services lagged the index.
  • Fixed Income contributed +0.60% which was 42bp behind of the benchmark*, notably due to the portfolio’s shorter duration relative to the benchmark* and underweight positions in 5-7 year duration government securities.
  • The average duration of the fixed income portfolio is 2.9, which is shorter than the duration of the benchmark at ~4. The average credit rating is BBB+.

 

Outlook

Since quarter-end we have kept our equity weight moderately above neutral (gross ~46 %, beta-adjusted ~41 %) while preserving a sub-three-year fixed-income duration. This balanced stance reflects a macro mix we regard as constructive yet two-sided:

  • Policy clarity without a growth shock. With the One Big Beautiful Bill now enacted and average tariffs likely to settle near ~10 %, we see only a one-off price bump that should be shared along global supply chains rather than derail demand. The bill’s investment incentives and ongoing AI cap-ex wave provide a floor for earnings momentum.
  • Sticky inflation and structural deficits. Core-PCE remains lodged above 2.5%, and federal red ink near -6 % to -7 % of GDP argues for a higher long-run neutral rate. We therefore expect the Treasury curve to keep rebuilding term premium, rewarding our decision to stay short duration and favor floating-rate or callable credit over long bonds.
  • Narrow, but widening equity leadership. While the “Magnificent 7” continue to dominate index returns, we are seeing incremental capital rotate toward cash-returning enablers (IBM, ORCL, CSCO), catalyst-rich banks (WFC, BAC) and energy infrastructure (AMLP, WMB). We believe this broadening will accelerate as investors digest richer valuations at the top of the market.
  • Consistent yield with muted volatility. The portfolio delivers an indicated ~4.5% cash yield while keeping annualized volatility below 6% (~one-third of the S&P 500’s). This combination of dependable income and low risk allows us to compound steadily and redeploy our 2-3 % cash reserve when volatility presents attractive entry points.

In short, we expect a “growth-with-sticky-inflation” regime through year-end. By pairing quality, dividend-supported equities with short-duration, high-carry credit, and by maintaining dry powder, we are positioned to capture upside from secular AI adoption and a steeper curve yet retain the agility to lean in if volatility delivers better entry points.

*Primary Benchmark = 40% SPX TR Index / 60% Bloomberg Intermediate US Govt/Credit TR Index Value Unhedged


Important Disclosures:

Hilton Capital Management, LLC (“HCM”) is a Registered Investment Advisor with the US Securities Exchange Commission. The firm only transacts business in states where it is properly notice-filed or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators nor does it indicate that the advisor has attained a particular level of skill or ability.

The views expressed in this commentary are subject to change based on market and other conditions. The document contains certain statements that may be deemed forward looking statements. Please note that any such statements are not guarantees of any future performance and actual results or developments may differ materially from those projected. Any projections, market outlooks, or estimates are based upon certain assumptions and should not be construed as indicative of actual events that will occur.

All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. Sources include: Bloomberg and INDATA (our portfolio accounting and performance system). There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such.

All investing involves risks including the possible loss of capital. Asset allocation and diversification does not ensure a profit or protect against loss. Please note that out- performance does not necessarily represent positive total returns for a period. There is no assurance that any investment strategy will be successful. All investments carry a certain degree of risk. Dividends are not guaranteed, and a company’s future ability to pay dividends may be limited.

Additional Important Disclosures may be found in the HCM Form ADV Part 2A, which can be found at https://adviserinfo.sec.gov/firm/summary/116357.